Insurance Solutions

LeadingAge Minnesota Insurance Solutions offers a full portfolio of insurance products and risk management services to protect your people, and your property. Through our strategic partnerships with VAALER and USI-Hanratty, we bring you the best in property and casualty coverage, worker’s compensation, liability coverage, employee benefits, wellness programs – and more. 

Employee Benefits

A leader in property and casualty and employee benefits, USI Hanratty is the #1 employee benefit communication and enrollment services provider, 3rd largest privately held personal lines broker, 4th largest privately held commercial lines broker and 5th largest affinity program provider in the nation. 

The USI One Advantage

USI ONE integrates proprietary analytics with a network of local and national technical experts in a team based consultative planning process to evaluate the client’s risk profile and identify targeted solutions focused on cost reduction and coverage or service enhancement. Clients then receive tailored, comprehensive recommendations for tighter, more cost-effective control of defining exposures. Our robust analytics, deep industry expertise, hands-on services and ongoing, diligent follow-through aligns with client’s strategic objectives by delivering solutions that have a meaningful economic effect.


We educate and communicate. You're kept informed about industry trends and rate changes and the impact on your bottom line. We build and maintain great working relationships. We listen to your needs and get to know your business thoroughly so we can be in the best position to advise you on critical challenges. We create strategic solutions for clients. Our professionals understand the issues that confront your industry and are skilled at developing customized insurance and benefits structures.

USI Hanratty is committed to serving you with the following products and services: 

  • Employee Benefits
  • Property & Casualty
  • Retirement Plan Services
  • Executive Benefits
  • Personal Insurance & Risk Management

Property and Casualty 

With over 250 senior care clients, Vaaler Insurance is a leading broker of commercial insurance options designed for the senior care profession.  We specialize in providing proven insurance solutions and risk management tools for all types of senior care organizations. 

Through a strategic partnership with LeadingAge MN Savings & Solutions Center, Vaaler Insurance is committed to providing the most favorable Insurance & Risk Management solutions to LeadingAge MN members. 

Vaaler would appreciate the opportunity to learn more about your operations and demonstrate how we can protect your organization and assist you in providing the highest quality of care and safest work environment.

  • Risk Management and Loss Control Onsite consultations
  • Cyber Liability
  • Employee Benefits
  • General and Professional Liability
  • Directors & Officers/Employment Practices
  • Property & Casualty
  • Automobile
  • Worker’s Compensation

Contact Joe O’Kane at 651.659.1467 or email to

Need Help?

We're here to help you! Contact:

  • Joe O’Kane
  • Insurance Advisor
  • 651.659.1467 or (800) 462-5368